| Mortgage Grader® 
                              is a leading independent mortgage financing 
                              service that helps individuals secure a home loan 
                              or refinance a mortgage with complete privacy and 
                              without hidden fees. Mortgage 
                              Grader® provides 
                              home shoppers with the ability to research a number 
                              of various loans, discuss them with a mortgage counselor 
                              and only work with the lender they ultimately select. 
                              The result is the right mortgage for you.
                               Mortgage Grader® 
                                was founded by Jeff Lazerson. Jeff has nearly 
                                two decades of experience in meeting the needs 
                                of home buyers and those wishing to refinance. 
                                He is a fair lending practices advocate. He founded 
                                Mortgage Grader® 
                                on the concept of making fair lending for 
                                home buyers a standard business practice. License 
                                # 01144024.  |